Lucy Carmichael's 1st Christmas in California. Part 1 has Lucy expressing determination not to spend too much on presents & Christmas tree in a typical tete a tete with a dubious Mr. Mooney. She succeeds in mixing up all of Mr. Mooney's gift tags for his wrapped Christmas presents. Part 2 takes place as Lucy shops for a Christmas tree withe the scene ending with Lucy knocking lots of the inventory over with her new large tree. Part 3 has her recruit Mr. Mooney to sing bass with the children's choir at a charity event at the bank.

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